Institutional Credit Portfolio & Facilities
Overview of active asset-backed credit facilities, warehouse collateral positions, and on-chain settlement contracts.
Active Warehouse Credit Facilities
Live borrowing facilities secured by verified physical inventory lots on Whitechain Sepolia.
| Facility ID | Borrower & Collateral | Storage Hub | Appraised Value | Approved Limit | Drawn Amount | LTV % | Coupon | Status | Settlement Token |
|---|---|---|---|---|---|---|---|---|---|
| FAC-2026-088 | Arabica Coffee Beans (Grade 1) Apex Commodity Trading Ltd | Geneva Freeport, Terminal 3, CH | $42,500.00 | $29,750.00 | $24,500.00 | 70.0% | 11.2% | ACTIVE | 0xc774...93f2 |
| FAC-2026-104 | Tier-1 Lithium Storage Cells Nordic Battery Logistics BV | Rotterdam Europort Terminal, NL | $120,000.00 | $78,000.00 | $52,000.00 | 65.0% | 13.4% | ACTIVE | 0x02b5...49eA |
| FAC-2026-077 | Automotive Microcontrollers Pacific Semiconductor Corp | Singapore Changi Bonded Hub, SG | $85,000.00 | $51,000.00 | $47,000.00 | 60.0% | 14.8% | ACTIVE | 0xE855...e09D |
Settlement Accounting Invariants
Strictly enforced separation of financial concepts across all planes:
Physical units × verified acquisition cost. Used strictly as baseline appraisal.
Gross appraisal discounted by category haircut matrices (e.g. 70% LTV).
Standard subscription tranche unit denomination (fixed at $100.00 USDC).
Realized fiat/stablecoin proceeds collected from ERP sales into the waterfall.
Whitechain Sepolia Settlement Node Contracts
Verified smart contracts deployed on Whitechain testnet (Chain ID 1874).
Immutable registry for physical warehouse commitments and SHA-256 evidence roots.
Deterministic factory deploying ERC-20 debt tokens bound to physical inventory IDs.
Cryptographic EIP-712 verification engine processing ERP warehouse sale releases.
Pull-based Merkle distribution manager enforcing deterministic 5-tier waterfall payouts.
Role-based access control authority and emergency platform circuit breaker.
Official Whitechain Sepolia USDT token (6 decimals) used for all subscription debt settlements, draws, and waterfall distributions.